docs/us_economy/cost_of_living_family_budget_county_family_type

cost_of_living_family_budget_county_family_type

County × family_type grain. EPI Family Budget Calculator 2026 edition. 10 family types (1p0c–1p4c, 2p0c–2p4c), 3,143 counties. All budget components annual in 2025 dollars: housing, food, transportation, healthcare, childcare, other necessities, taxes. Includes total_cost_index (national=100 per family type) and budget_to_income_ratio.

tier bcomposite_indexeconomycost_of_livingepifamily_budgethousing_costfood_costchildcarehealthcare
grain
county-family_type
years
2025
cadence
Annual (typically released spring of named edition)
overview

overview

3,143 counties x 10 family types = 31,350 rows. EPI Family Budget covers all US counties. 10 family configurations: 1p0c through 1p4c, 2p0c through 2p4c.

current vintage — 2026 Edition (data reflect 2025 dollars)

history — EPI Family Budget editions from 2013 to present at source

provenance

source & licensing

authority
Economic Policy Institute
dataset
Family Budget Calculator
license
Creative Commons (EPI permissive use for research and journalism)
citation
Economic Policy Institute. Family Budget Calculator, 2026 Edition.
schema

fields

nametypedefinition
budget_to_income_ratiofloat64 · share (0–1)Ratio of total_annual to median_family_income for this county and family type. Values above 1.0 indicate that the EPI family budget exceeds median local income, signaling affordability stress.
childcare_annualint64 · dollars (nominal 2025)Annual childcare cost component of the EPI Family Budget for this county and family type. Zero for family types with no children (1p0c, 2p0c).
country_idkeystringISO alpha-2 country code (always 'US' for domestic tables).Part of primary key.
county_idkeystring5-character FIPS code identifying the county.Part of primary key. Joins dim.counties on county_id.
county_namestringHuman-readable county name corresponding to county_id.
family_typekeystringCoded label identifying the family composition, using the pattern <adults>p<children>c (e.g., '1p0c' = one adult, no children; '2p3c' = two adults, three children). Covers 10 types: 1p0c–1p4c and 2p0c–2p4c.Part of primary key.
food_annualint64 · dollars (nominal 2025)Annual food cost component of the EPI Family Budget for this county and family type. Higher values indicate greater food expenditure requirements.
healthcare_annualint64 · dollars (nominal 2025)Annual healthcare cost component of the EPI Family Budget for this county and family type. Higher values indicate greater healthcare expenditure requirements.
housing_annualint64 · dollars (nominal 2025)Annual housing cost component of the EPI Family Budget for this county and family type. Higher values indicate greater local housing cost burden.
median_family_incomefloat64 · dollars (nominal 2025)Median family income for the county, used as a benchmark to contextualize the family budget total. Higher values indicate greater local earning capacity.
other_necessities_annualint64 · dollars (nominal 2025)Annual cost of other necessities (e.g., clothing, personal care, household supplies) in the EPI Family Budget for this county and family type.
state_idkeystring2-character FIPS code identifying the state.Part of primary key. Joins dim.states on state_id.
taxes_annualint64 · dollars (nominal 2025)Annual taxes component of the EPI Family Budget for this county and family type, including federal, state, and local taxes net of credits.
total_annualint64 · dollars (nominal 2025)Sum of all budget components (housing + food + transportation + healthcare + childcare + other_necessities + taxes) for this county and family type. Represents the total annual cost of a modest but adequate standard of living.
total_cost_indexfloat64 · index (national=100)Total annual budget for this county indexed to the national median for the same family type, where 100 represents the national median. Values above 100 indicate above-average cost of living; values below 100 indicate below-average cost of living.
transportation_annualint64 · dollars (nominal 2025)Annual transportation cost component of the EPI Family Budget for this county and family type. Higher values indicate greater local transportation cost burden.
yearint64Reference year of the observation.
relationships

joins

primary key
county_id, state_id, country_id, family_type
common joins
dim.geographies on county_id
cost_of_living_scorecard_county on county_id
economy_household_income_distribution_county_year for income comparison
usage

how to use this table

method

EPI compiles county-level cost components from authoritative sources: HUD FMR (housing), USDA Low-Cost Food Plan (food), BLS CES adjusted by region (transportation), MEPS-IC (healthcare), CCDBG state averages (childcare), and IRS estimates (taxes). Components summed to total annual budget by family configuration.

do not use for

Sub-county geographic variation (county-level only); luxury or actual spending (this is modest-but-adequate threshold); historical comparison without inflation adjustment across editions.

known issues

Childcare costs use state averages (county detail not available from CCDBG). Edition-to-edition methodology revisions can affect trend interpretation.

last updated · Jul 7, 2026